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Frequently
asked financial questions- click here.
Seattle Reproductive Medicine staff understands
that fertility treatment presents emotional and financial
challenges. We have developed a comprehensive array of financial
services to help you achieve your goal of having a child.
Here is the relevant information:
If you have any additional questions or
need guidance please don't hesitate to contact any one of
our financial counselors at 206-301-5000.
Infertility treatment can be stressful
physically, emotionally--and financially. Cost, especially
the cost of IVF,
is the number one reason infertile couples cite for not pursuing
treatment. Many couples are indeed unable to afford the medical
costs, but others may have an exaggerated view of the burden
on their finances.
Put the costs into perspective. The expense
of treating infertility has dropped over the years when taking
into account success. Although the costs of infertility procedures
have remained fairly stable, technologies are always improving.
Better diagnosis can lead to quicker, less expensive treatment.
You are more likely to conceive a child with fewer medical
procedures--and at less cost--than earlier patients. And,
if you are successful in bringing home a baby, the expenses
of raising a child--not to mention college--can easily dwarf
the price of fertility treatment!
Still, infertility treatment and the cost
of IVF can be an expensive proposition--even with the best
medical care some couples may not conceive. Also, adoption
can cost upwards of $25,000, and most agencies require parents
to prove they are financially stable. If you are considering
adoption, be sure to reserve enough money to bring home a
child.
You may get help paying for treatment,
through insurance, tax breaks,
low-interest loans and other means. Examine your medical
insurance policy. Even if you do not believe you have IVF
insurance coverage, read your policy carefully--you may find
some surprises. Many policies only cover diagnosis of infertility--but
some diagnostic procedures can help you conceive!
And get the right treatment right away.
Many couples waste time, money, and emotional energy with
doctors who do not specialize in infertility treatment. Your
general practitioner and ob/gyn may be well-meaning, but these
doctors rarely have training, focus, or experience in reproductive
endocrinology. Ask for a referral to a specialist or a fertility
clinic. Check the specialist's record to verify that the clinic
is successful.
Revised
April 6, 2007
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